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Your Retirement Plan Resource Center

Helping individuals, families, and retirees better understand their retirement options, avoid common planning mistakes, and make informed financial decisions through education, resources, and personalized guidance.

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Through 401ktime you have access to fee only fiduciary financial planning and investment experts who are available to answer your questions about your workplace retirement savings account, along with a wide range of additional financial topics.

Employees:

Schedule Your Free Review
Get Your Free Financial Report Card
Start Your Complimentary M2 Subscription
Retirement Plan Team

Who we are? How we can help?

Where Employees Go for Help
We are here to help you maximize your retirement savings plan. Our team is here to provide guidance on how your specific plan works and how you can get the most out of it.
As a participant to a retirement savings plan that has partnered with SEED, you get the following complimentary services:

Voluntary annual account review with a member of our planning team where the objective is to help you understand how your account works and it’s relationship to your broader financial picture.

A Free Financial Report Card that helps you understand where you are financially and what you can do to make improvements that help you get more out of your money and life.

A Complimentary Subscription to Money Milestones’ Know Your #s Plan. Money Milestones, also known as M2, provides you with a DIY financial planning tool and educational financial library where you can learn at your own pace. If you’ve already completed your Free Financial Report Card, you’re halfway there.

Discounts on M2 Financial Coaching Services. Enjoy exclusive discounts on credit tracking, account aggregation, and one-on-one periodic financial coaching meetings.

Kerstin Driscoll-Witt

Sr Retirement Plan Navigator
Hi, I am Kerstin, your Retirement Plan Navigator. I am responsible for consulting with your employer to deliver the best retirement plan possible for you and your colleagues. I will see you during the employee education meetings.
kdriscoll@seedpg.com

Alex Ierardi

Financial Planner
Hi, I’m Alex, one of the Financial Planners at SEED. I’m your go-to person for your annual personalized one-on-one plan review and I can help you identify if you should spend some extra time with one of our specialists, like Dan or CJ. I also run our financial coaching program via Money Milestones and am here to assist you in coordinating your complimentary subscription, as well as providing optional financial coaching and any additional assistance you might need with our self-directed financial planning tools and library.
aierardi@seedpg.com

Dan Kain

Sr. Wealth Manager
Hi, I’m Dan, one of the Sr Wealth Managers at SEED. I’m your go-to specialist if you are interested in comprehensive personal financial planning which includes helping you establish personalized strategies to maximize your retirement savings plan, income tax planning, and estate planning. I’m here to help you learn how to leverage SEED’s wealth management resources to help take your personal financial planning to another level, including integrating smart tax planning, coordinated estate Planning, and customized investment planning.
dkain@seedpg.com

CJ Gettelfinger, AIF®

Investment Planner
Hi, I’m CJ, one of the Investment Planners at Sift Investment Management, which is SEED’s investment division. I work alongside Kerstin, Dan, and Alex to deliver your employee education. I’m your go to for all things investment related with a focus on helping you get the most out of your retirement savings plan.
cjgettelfinger@seedpg.com
S.E.E.D. Planning Group is an independent, fee-only fiduciary wealth management firm committed to helping individuals and families make confident financial decisions. We believe financial advice should be transparent, educational, and always centered on your best interests.

Whether you’re preparing for retirement, evaluating a 401(k) rollover, managing investments, reducing taxes, or planning for life’s next chapter, we provide the guidance, education, and personalized planning needed to help you achieve greater financial confidence and freedom.

Need help with financial planning or wealth management?
Visit Website
Sift Investment Management is S.E.E.D. Planning Group’s investment division. Sift’s team builds thoughtfully constructed portfolios designed to help investors pursue their long-term financial goals. Through disciplined research, diversification, and ongoing oversight, Sift brings clarity and confidence to the investment process.

Sift works hand and hand with SEED’s Wealth Management Division to build and manage portfolios that align with each investor’s objectives, risk tolerance, and stage of life. By combining professional investment management with comprehensive planning guidance, Sift helps clients connect their investments to the bigger picture of their financial future.

Need help with investment management?
Visit Website

Additional Resources

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Better financial outcomes start with better financial decisions. SEED’s newsletter connects you with valuable resources designed to help people achieve financial success.

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Ditch The Suits Podcast – Website and Newsletter

Your source for honest financial education and practical money advice. Ditch The Suits delivers practical guidance on retirement, investing, taxes, and financial planning without industry jargon.

Visit Website   Signup for Your Money. Your Life.

Sift Stack Podcast

A weekly podcast and newsletter covering the markets, breaking down headlines, and having real conversations about what’s happening in the investment world.
Follow on YouTube   Signup for The Weekly Sift Stack

Money Milestones

A simple, self-paced, and engaging way for individuals to better understand their financial strengths, opportunities, and overall financial wellness with the goal of helping people move from uncertainty to confidence by making financial planning more accessible and actionable.

Get your FREE Financial Report Card

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