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Your Retirement Plan Resource Center

Helping individuals, families, and retirees better understand their retirement options, avoid common planning mistakes, and make informed financial decisions through education, resources, and personalized guidance.

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Through 401ktime you have access to fee only fiduciary financial planning and investment experts who are available to answer your questions about your workplace retirement savings account, along with a wide range of additional financial topics.

Employees:

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Retirement Plan Team

Who we are? How we can help?

Where Employees Go for Help
We are here to help you maximize your retirement savings plan. Our team is here to provide guidance on how your specific plan works and how you can get the most out of it.
As a participant to a retirement savings plan that has partnered with SEED, you get a voluntary and complimentary annual review with one of our planners whose objective is to help you understand how your account works and it’s relationship with your overall financial picture.

Kerstin Driscoll-Witt

Sr Retirement Plan Navigator
Hi, I am Kerstin, your Retirement Plan Navigator. I am responsible for consulting with your employer to deliver the best retirement plan possible for you and your colleagues. I will see you during the employee education meetings.
kdriscoll@seedpg.com

Dan Kain

Sr. Wealth Manager
Hi, I’m Dan, one of the Sr Wealth Managers at SEED. I am your go to specialist if you are interested in comprehensive personal financial planning which includes helping you establish personalized strategies to maximize your retirement savings plan, income tax planning, and estate planning. I’m here to help employees learn how to create a personalized roadmap to stay on track for a confident and successful retirement.
dkain@seedpg.com

CJ Gettelfinger, AIF®

Investment Planner
Hi, I’m CJ, one of the Investment Planners at Sift Investment Management, which is SEED’s investment division. I work alongside Kerstin to deliver your employee education. I’m your go to for all things investment related with a focus on helping you get the most out of your retirement savings plan.
cjgettelfinger@seedpg.com
S.E.E.D. Planning Group is an independent, fee-only fiduciary wealth management firm committed to helping individuals and families make confident financial decisions. We believe financial advice should be transparent, educational, and always centered on your best interests.

Whether you’re preparing for retirement, evaluating a 401(k) rollover, managing investments, reducing taxes, or planning for life’s next chapter, we provide the guidance, education, and personalized planning needed to help you achieve greater financial confidence and freedom.

Need help with financial planning or wealth management?
Visit Website
Sift Investment Management is S.E.E.D. Planning Group’s investment division. Sift’s team builds thoughtfully constructed portfolios designed to help investors pursue their long-term financial goals. Through disciplined research, diversification, and ongoing oversight, Sift brings clarity and confidence to the investment process.

Sift works hand and hand with SEED’s Wealth Management Division to build and manage portfolios that align with each investor’s objectives, risk tolerance, and stage of life. By combining professional investment management with comprehensive planning guidance, Sift helps clients connect their investments to the bigger picture of their financial future.

Need help with investment management?
Visit Website

Additional Resources

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Ditch The Suits Podcast – Website and Newsletter

Your source for honest financial education and practical money advice. Ditch The Suits delivers practical guidance on retirement, investing, taxes, and financial planning without industry jargon.

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Sift Stack Podcast

A weekly podcast and newsletter covering the markets, breaking down headlines, and having real conversations about what’s happening in the investment world.
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Money Milestones

A simple, self-paced, and engaging way for individuals to better understand their financial strengths, opportunities, and overall financial wellness with the goal of helping people move from uncertainty to confidence by making financial planning more accessible and actionable.

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